LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,881
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,779
−HK$913/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,559
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,130
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$874/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,651
+HK$1,786/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,657
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,735
−HK$1,095/mo
Today · 4.125%
HK$36,830
baseline
▲ 0.50% · 4.625%
HK$39,071
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,660/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,556
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,049/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,142/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,433
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,691
−HK$1,278/mo
Today · 4.125%
HK$42,969
baseline
▲ 0.50% · 4.625%
HK$45,583
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,938/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,981
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,224/mo
Today · 4.125%
HK$47,412
baseline
▲ 0.50% · 4.625%
HK$49,911
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,824/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,985
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,603
−HK$1,642/mo
Today · 4.125%
HK$55,245
baseline
▲ 0.50% · 4.625%
HK$58,607
+HK$3,362/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,490/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,833
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,384
−HK$1,574/mo
Today · 4.125%
HK$60,958
baseline
▲ 0.50% · 4.625%
HK$64,171
+HK$3,213/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,916/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,961 · Scale 2, in force from 26 Feb 2026)