LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,882
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$912/mo
Today · 4.125%
HK$30,693
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,386/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,131
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,993
−HK$874/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,659
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$1,095/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,557
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,591
−HK$1,049/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$42,783
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,435
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,693
−HK$1,278/mo
Today · 4.125%
HK$42,971
baseline
▲ 0.50% · 4.625%
HK$45,585
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,942/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,984
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,190
−HK$1,224/mo
Today · 4.125%
HK$47,414
baseline
▲ 0.50% · 4.625%
HK$49,913
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,828/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,988
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,643/mo
Today · 4.125%
HK$55,248
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$3,362/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,496/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,387
−HK$1,574/mo
Today · 4.125%
HK$60,961
baseline
▲ 0.50% · 4.625%
HK$64,174
+HK$3,213/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,922/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,982 · Scale 2, in force from 26 Feb 2026)