LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,884
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$913/mo
Today · 4.125%
HK$30,695
baseline
▲ 0.50% · 4.625%
HK$32,563
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,390/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,995
−HK$874/mo
Today · 4.125%
HK$33,869
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,738/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$1,095/mo
Today · 4.125%
HK$36,834
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,668/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,560
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,049/mo
Today · 4.125%
HK$40,643
baseline
▲ 0.50% · 4.625%
HK$42,785
+HK$2,142/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,286/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,437
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,695
−HK$1,278/mo
Today · 4.125%
HK$42,973
baseline
▲ 0.50% · 4.625%
HK$45,588
+HK$2,615/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,946/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,986
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,193
−HK$1,224/mo
Today · 4.125%
HK$47,417
baseline
▲ 0.50% · 4.625%
HK$49,916
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,834/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,991
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,608
−HK$1,643/mo
Today · 4.125%
HK$55,251
baseline
▲ 0.50% · 4.625%
HK$58,613
+HK$3,362/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,502/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,840
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,391
−HK$1,573/mo
Today · 4.125%
HK$60,964
baseline
▲ 0.50% · 4.625%
HK$64,178
+HK$3,214/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,928/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,011 · Scale 2, in force from 26 Feb 2026)