LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,887
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,786
−HK$913/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,137
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$874/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$1,786/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,665
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$1,096/mo
Today · 4.125%
HK$36,839
baseline
▲ 0.50% · 4.625%
HK$39,080
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,678/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,599
−HK$1,049/mo
Today · 4.125%
HK$40,648
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,142/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,296/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,442
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,278/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,594
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,992
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,198
−HK$1,224/mo
Today · 4.125%
HK$47,422
baseline
▲ 0.50% · 4.625%
HK$49,922
+HK$2,500/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,844/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,997
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,615
−HK$1,643/mo
Today · 4.125%
HK$55,258
baseline
▲ 0.50% · 4.625%
HK$58,620
+HK$3,362/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,516/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,846
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,398
−HK$1,574/mo
Today · 4.125%
HK$60,972
baseline
▲ 0.50% · 4.625%
HK$64,186
+HK$3,214/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,944/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,069 · Scale 2, in force from 26 Feb 2026)