LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,888
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$913/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,568
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$874/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$1,786/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,666
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,744
−HK$1,096/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$39,081
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,565
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,600
−HK$1,049/mo
Today · 4.125%
HK$40,649
baseline
▲ 0.50% · 4.625%
HK$42,792
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,298/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,443
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,701
−HK$1,279/mo
Today · 4.125%
HK$42,980
baseline
▲ 0.50% · 4.625%
HK$45,595
+HK$2,615/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,960/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,993
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,200
−HK$1,224/mo
Today · 4.125%
HK$47,424
baseline
▲ 0.50% · 4.625%
HK$49,923
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,848/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,999
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,616
−HK$1,643/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,622
+HK$3,363/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,848
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,399
−HK$1,574/mo
Today · 4.125%
HK$60,973
baseline
▲ 0.50% · 4.625%
HK$64,187
+HK$3,214/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,946/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,081 · Scale 2, in force from 26 Feb 2026)