LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,889
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$913/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,568
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$875/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$1,095/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$39,082
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,049/mo
Today · 4.125%
HK$40,650
baseline
▲ 0.50% · 4.625%
HK$42,793
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,300/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,444
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,702
−HK$1,279/mo
Today · 4.125%
HK$42,981
baseline
▲ 0.50% · 4.625%
HK$45,596
+HK$2,615/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,962/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,994
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,201
−HK$1,224/mo
Today · 4.125%
HK$47,425
baseline
▲ 0.50% · 4.625%
HK$49,925
+HK$2,500/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,850/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,000
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,617
−HK$1,644/mo
Today · 4.125%
HK$55,261
baseline
▲ 0.50% · 4.625%
HK$58,623
+HK$3,362/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,522/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,849
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,401
−HK$1,574/mo
Today · 4.125%
HK$60,975
baseline
▲ 0.50% · 4.625%
HK$64,189
+HK$3,214/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,950/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,092 · Scale 2, in force from 26 Feb 2026)