LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,890
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,788
−HK$913/mo
Today · 4.125%
HK$30,701
baseline
▲ 0.50% · 4.625%
HK$32,569
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,402/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,001
−HK$875/mo
Today · 4.125%
HK$33,876
baseline
▲ 0.50% · 4.625%
HK$35,661
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,752/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,746
−HK$1,095/mo
Today · 4.125%
HK$36,841
baseline
▲ 0.50% · 4.625%
HK$39,083
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,682/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,567
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,050/mo
Today · 4.125%
HK$40,651
baseline
▲ 0.50% · 4.625%
HK$42,794
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,302/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,445
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,703
−HK$1,279/mo
Today · 4.125%
HK$42,982
baseline
▲ 0.50% · 4.625%
HK$45,597
+HK$2,615/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,964/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,995
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,202
−HK$1,224/mo
Today · 4.125%
HK$47,426
baseline
▲ 0.50% · 4.625%
HK$49,926
+HK$2,500/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,852/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,001
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,619
−HK$1,643/mo
Today · 4.125%
HK$55,262
baseline
▲ 0.50% · 4.625%
HK$58,625
+HK$3,363/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,524/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,851
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,402
−HK$1,574/mo
Today · 4.125%
HK$60,976
baseline
▲ 0.50% · 4.625%
HK$64,190
+HK$3,214/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,952/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,103 · Scale 2, in force from 26 Feb 2026)