LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,891
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,789
−HK$913/mo
Today · 4.125%
HK$30,702
baseline
▲ 0.50% · 4.625%
HK$32,570
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,404/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,140
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,002
−HK$875/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,663
+HK$1,786/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,669
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,747
−HK$1,096/mo
Today · 4.125%
HK$36,843
baseline
▲ 0.50% · 4.625%
HK$39,084
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,686/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,569
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,603
−HK$1,049/mo
Today · 4.125%
HK$40,652
baseline
▲ 0.50% · 4.625%
HK$42,795
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,304/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,447
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,705
−HK$1,278/mo
Today · 4.125%
HK$42,983
baseline
▲ 0.50% · 4.625%
HK$45,599
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,966/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,997
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,203
−HK$1,225/mo
Today · 4.125%
HK$47,428
baseline
▲ 0.50% · 4.625%
HK$49,928
+HK$2,500/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,856/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,003
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,621
−HK$1,643/mo
Today · 4.125%
HK$55,264
baseline
▲ 0.50% · 4.625%
HK$58,627
+HK$3,363/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,528/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,853
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,404
−HK$1,574/mo
Today · 4.125%
HK$60,978
baseline
▲ 0.50% · 4.625%
HK$64,193
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,956/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,121 · Scale 2, in force from 26 Feb 2026)