LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,894
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,792
−HK$914/mo
Today · 4.125%
HK$30,706
baseline
▲ 0.50% · 4.625%
HK$32,574
+HK$1,868/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,412/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,144
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,006
−HK$875/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,666
+HK$1,785/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,672
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,751
−HK$1,096/mo
Today · 4.125%
HK$36,847
baseline
▲ 0.50% · 4.625%
HK$39,089
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,694/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,573
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,607
−HK$1,050/mo
Today · 4.125%
HK$40,657
baseline
▲ 0.50% · 4.625%
HK$42,800
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,314/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,451
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,279/mo
Today · 4.125%
HK$42,988
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,976/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,002
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,225/mo
Today · 4.125%
HK$47,433
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,500/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,866/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,009
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,644/mo
Today · 4.125%
HK$55,270
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$3,363/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,540/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,411
−HK$1,574/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,200
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,172 · Scale 2, in force from 26 Feb 2026)