LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,896
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,795
−HK$913/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,868/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,009
−HK$874/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,669
+HK$1,786/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,754
−HK$1,096/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$39,092
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,576
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,610
−HK$1,050/mo
Today · 4.125%
HK$40,660
baseline
▲ 0.50% · 4.625%
HK$42,803
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,320/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,454
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,278/mo
Today · 4.125%
HK$42,991
baseline
▲ 0.50% · 4.625%
HK$45,607
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,982/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,005
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,224/mo
Today · 4.125%
HK$47,436
baseline
▲ 0.50% · 4.625%
HK$49,937
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,872/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,631
−HK$1,643/mo
Today · 4.125%
HK$55,274
baseline
▲ 0.50% · 4.625%
HK$58,638
+HK$3,364/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,548/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,864
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,415
−HK$1,575/mo
Today · 4.125%
HK$60,990
baseline
▲ 0.50% · 4.625%
HK$64,205
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$121,980/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,209 · Scale 2, in force from 26 Feb 2026)