LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,899
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,798
−HK$913/mo
Today · 4.125%
HK$30,711
baseline
▲ 0.50% · 4.625%
HK$32,580
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,422/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,150
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,012
−HK$875/mo
Today · 4.125%
HK$33,887
baseline
▲ 0.50% · 4.625%
HK$35,673
+HK$1,786/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,774/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,679
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,757
−HK$1,096/mo
Today · 4.125%
HK$36,853
baseline
▲ 0.50% · 4.625%
HK$39,096
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,706/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,580
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,614
−HK$1,050/mo
Today · 4.125%
HK$40,664
baseline
▲ 0.50% · 4.625%
HK$42,807
+HK$2,143/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,328/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,458
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,717
−HK$1,278/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,612
+HK$2,617/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,010
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,217
−HK$1,224/mo
Today · 4.125%
HK$47,441
baseline
▲ 0.50% · 4.625%
HK$49,942
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,882/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,018
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,644/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,644
+HK$3,364/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,421
−HK$1,575/mo
Today · 4.125%
HK$60,996
baseline
▲ 0.50% · 4.625%
HK$64,211
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$121,992/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,257 · Scale 2, in force from 26 Feb 2026)