LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,902
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$913/mo
Today · 4.125%
HK$30,714
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,428/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,153
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$874/mo
Today · 4.125%
HK$33,890
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,780/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,682
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$1,096/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$39,100
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,584
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,619
−HK$1,049/mo
Today · 4.125%
HK$40,668
baseline
▲ 0.50% · 4.625%
HK$42,812
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,336/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,463
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,722
−HK$1,278/mo
Today · 4.125%
HK$43,000
baseline
▲ 0.50% · 4.625%
HK$45,617
+HK$2,617/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,000/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,015
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,222
−HK$1,225/mo
Today · 4.125%
HK$47,447
baseline
▲ 0.50% · 4.625%
HK$49,948
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,894/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,024
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,644/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$3,364/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,428
−HK$1,575/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,218
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,310 · Scale 2, in force from 26 Feb 2026)