LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,903
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$913/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$875/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,678
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$1,096/mo
Today · 4.125%
HK$36,858
baseline
▲ 0.50% · 4.625%
HK$39,101
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,716/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,585
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,049/mo
Today · 4.125%
HK$40,669
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,338/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,278/mo
Today · 4.125%
HK$43,001
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,617/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,002/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,016
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,225/mo
Today · 4.125%
HK$47,448
baseline
▲ 0.50% · 4.625%
HK$49,949
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,896/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,025
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,643
−HK$1,644/mo
Today · 4.125%
HK$55,287
baseline
▲ 0.50% · 4.625%
HK$58,652
+HK$3,365/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,574/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,877
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,430
−HK$1,574/mo
Today · 4.125%
HK$61,004
baseline
▲ 0.50% · 4.625%
HK$64,220
+HK$3,216/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,008/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,321 · Scale 2, in force from 26 Feb 2026)