LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,903
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$914/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,585
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,017
−HK$875/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,678
+HK$1,786/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,684
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,763
−HK$1,096/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$39,101
+HK$2,242/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,585
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,050/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$42,814
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,279/mo
Today · 4.125%
HK$43,002
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,004/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,016
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,225/mo
Today · 4.125%
HK$47,448
baseline
▲ 0.50% · 4.625%
HK$49,949
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,896/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,026
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,644
−HK$1,644/mo
Today · 4.125%
HK$55,288
baseline
▲ 0.50% · 4.625%
HK$58,652
+HK$3,364/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,576/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,878
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,430
−HK$1,575/mo
Today · 4.125%
HK$61,005
baseline
▲ 0.50% · 4.625%
HK$64,220
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,010/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,326 · Scale 2, in force from 26 Feb 2026)