LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,904
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$914/mo
Today · 4.125%
HK$30,717
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,434/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$875/mo
Today · 4.125%
HK$33,893
baseline
▲ 0.50% · 4.625%
HK$35,680
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,786/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,685
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,764
−HK$1,096/mo
Today · 4.125%
HK$36,860
baseline
▲ 0.50% · 4.625%
HK$39,103
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,720/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,587
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,622
−HK$1,050/mo
Today · 4.125%
HK$40,672
baseline
▲ 0.50% · 4.625%
HK$42,816
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,344/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,279/mo
Today · 4.125%
HK$43,004
baseline
▲ 0.50% · 4.625%
HK$45,620
+HK$2,616/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,008/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,018
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,225
−HK$1,225/mo
Today · 4.125%
HK$47,450
baseline
▲ 0.50% · 4.625%
HK$49,951
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,900/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,028
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,646
−HK$1,644/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,655
+HK$3,365/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,880
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,433
−HK$1,575/mo
Today · 4.125%
HK$61,008
baseline
▲ 0.50% · 4.625%
HK$64,223
+HK$3,215/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,016/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,348 · Scale 2, in force from 26 Feb 2026)