LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,905
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,804
−HK$914/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,587
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,019
−HK$875/mo
Today · 4.125%
HK$33,894
baseline
▲ 0.50% · 4.625%
HK$35,681
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,788/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,686
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$1,096/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$39,104
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,588
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,623
−HK$1,050/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$42,817
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,467
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,726
−HK$1,279/mo
Today · 4.125%
HK$43,005
baseline
▲ 0.50% · 4.625%
HK$45,622
+HK$2,617/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,010/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,019
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,227
−HK$1,225/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$49,953
+HK$2,501/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,029
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,648
−HK$1,644/mo
Today · 4.125%
HK$55,292
baseline
▲ 0.50% · 4.625%
HK$58,656
+HK$3,364/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,584/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,882
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,575/mo
Today · 4.125%
HK$61,009
baseline
▲ 0.50% · 4.625%
HK$64,225
+HK$3,216/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,018/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,360 · Scale 2, in force from 26 Feb 2026)