LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,907
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$913/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,159
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,022
−HK$875/mo
Today · 4.125%
HK$33,897
baseline
▲ 0.50% · 4.625%
HK$35,683
+HK$1,786/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,794/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$1,096/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$39,107
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,050/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$42,820
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,470
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,729
−HK$1,279/mo
Today · 4.125%
HK$43,008
baseline
▲ 0.50% · 4.625%
HK$45,625
+HK$2,617/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$86,016/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,023
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,230
−HK$1,225/mo
Today · 4.125%
HK$47,455
baseline
▲ 0.50% · 4.625%
HK$49,957
+HK$2,502/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,910/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,033
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,652
−HK$1,644/mo
Today · 4.125%
HK$55,296
baseline
▲ 0.50% · 4.625%
HK$58,661
+HK$3,365/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,592/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,886
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,439
−HK$1,575/mo
Today · 4.125%
HK$61,014
baseline
▲ 0.50% · 4.625%
HK$64,230
+HK$3,216/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,028/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,397 · Scale 2, in force from 26 Feb 2026)