LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,913
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,813
−HK$914/mo
Today · 4.125%
HK$30,727
baseline
▲ 0.50% · 4.625%
HK$32,596
+HK$1,869/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,454/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,166
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,029
−HK$875/mo
Today · 4.125%
HK$33,904
baseline
▲ 0.50% · 4.625%
HK$35,691
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,808/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$1,097/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,599
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,634
−HK$1,051/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$42,829
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,479
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,738
−HK$1,279/mo
Today · 4.125%
HK$43,017
baseline
▲ 0.50% · 4.625%
HK$45,635
+HK$2,618/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$86,034/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,032
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,240
−HK$1,225/mo
Today · 4.125%
HK$47,465
baseline
▲ 0.50% · 4.625%
HK$49,967
+HK$2,502/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$94,930/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,044
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,663
−HK$1,645/mo
Today · 4.125%
HK$55,308
baseline
▲ 0.50% · 4.625%
HK$58,673
+HK$3,365/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,616/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,899
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,452
−HK$1,575/mo
Today · 4.125%
HK$61,027
baseline
▲ 0.50% · 4.625%
HK$64,244
+HK$3,217/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,054/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,498 · Scale 2, in force from 26 Feb 2026)