LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,914
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$913/mo
Today · 4.125%
HK$30,727
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,454/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,030
−HK$875/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,692
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,697
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,776
−HK$1,097/mo
Today · 4.125%
HK$36,873
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,746/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,635
−HK$1,051/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,144/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,480
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,739
−HK$1,279/mo
Today · 4.125%
HK$43,018
baseline
▲ 0.50% · 4.625%
HK$45,636
+HK$2,618/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$86,036/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,241
−HK$1,226/mo
Today · 4.125%
HK$47,467
baseline
▲ 0.50% · 4.625%
HK$49,969
+HK$2,502/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$94,934/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,046
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,644/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$3,366/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,900
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,453
−HK$1,575/mo
Today · 4.125%
HK$61,028
baseline
▲ 0.50% · 4.625%
HK$64,245
+HK$3,217/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,056/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,511 · Scale 2, in force from 26 Feb 2026)