LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,915
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$914/mo
Today · 4.125%
HK$30,728
baseline
▲ 0.50% · 4.625%
HK$32,598
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,456/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,030
−HK$875/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,693
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,698
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,777
−HK$1,097/mo
Today · 4.125%
HK$36,874
baseline
▲ 0.50% · 4.625%
HK$39,117
+HK$2,243/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,748/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,601
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,636
−HK$1,050/mo
Today · 4.125%
HK$40,686
baseline
▲ 0.50% · 4.625%
HK$42,831
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,372/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,481
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,740
−HK$1,279/mo
Today · 4.125%
HK$43,019
baseline
▲ 0.50% · 4.625%
HK$45,637
+HK$2,618/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$86,038/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,242
−HK$1,226/mo
Today · 4.125%
HK$47,468
baseline
▲ 0.50% · 4.625%
HK$49,970
+HK$2,502/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$94,936/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,047
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,666
−HK$1,645/mo
Today · 4.125%
HK$55,311
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$3,365/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,622/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,454
−HK$1,576/mo
Today · 4.125%
HK$61,030
baseline
▲ 0.50% · 4.625%
HK$64,247
+HK$3,217/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,060/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,520 · Scale 2, in force from 26 Feb 2026)