LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,920
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,819
−HK$914/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,603
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,036
−HK$875/mo
Today · 4.125%
HK$33,911
baseline
▲ 0.50% · 4.625%
HK$35,698
+HK$1,787/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,822/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,703
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,783
−HK$1,097/mo
Today · 4.125%
HK$36,880
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,760/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,050/mo
Today · 4.125%
HK$40,693
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,386/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,487
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,747
−HK$1,279/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,644
+HK$2,618/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,042
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,250
−HK$1,225/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,503/mo
Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,055
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,646/mo
Today · 4.125%
HK$55,320
baseline
▲ 0.50% · 4.625%
HK$58,686
+HK$3,366/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$110,640/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,911
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,464
−HK$1,576/mo
Today · 4.125%
HK$61,040
baseline
▲ 0.50% · 4.625%
HK$64,257
+HK$3,217/mo
Deposit HK$1.27M · loan HK$11.41M · min. income ≈ HK$122,080/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,598 · Scale 2, in force from 26 Feb 2026)