LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,921
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,821
−HK$914/mo
Today · 4.125%
HK$30,735
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,470/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$875/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,706
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,785
−HK$1,097/mo
Today · 4.125%
HK$36,882
baseline
▲ 0.50% · 4.625%
HK$39,126
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,764/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,610
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,645
−HK$1,051/mo
Today · 4.125%
HK$40,696
baseline
▲ 0.50% · 4.625%
HK$42,841
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,392/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,490
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,749
−HK$1,280/mo
Today · 4.125%
HK$43,029
baseline
▲ 0.50% · 4.625%
HK$45,647
+HK$2,618/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,058/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,045
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,253
−HK$1,225/mo
Today · 4.125%
HK$47,478
baseline
▲ 0.50% · 4.625%
HK$49,981
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,956/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,058
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,678
−HK$1,645/mo
Today · 4.125%
HK$55,323
baseline
▲ 0.50% · 4.625%
HK$58,689
+HK$3,366/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,646/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,914
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,468
−HK$1,575/mo
Today · 4.125%
HK$61,043
baseline
▲ 0.50% · 4.625%
HK$64,261
+HK$3,218/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,086/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,627 · Scale 2, in force from 26 Feb 2026)