LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,922
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,822
−HK$914/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,606
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,176
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$876/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,702
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,707
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,786
−HK$1,097/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,611
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,051/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$42,842
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,750
−HK$1,280/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,618/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,046
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,254
−HK$1,225/mo
Today · 4.125%
HK$47,479
baseline
▲ 0.50% · 4.625%
HK$49,982
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,958/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,060
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,679
−HK$1,645/mo
Today · 4.125%
HK$55,324
baseline
▲ 0.50% · 4.625%
HK$58,691
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,648/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,916
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,469
−HK$1,576/mo
Today · 4.125%
HK$61,045
baseline
▲ 0.50% · 4.625%
HK$64,263
+HK$3,218/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,090/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,639 · Scale 2, in force from 26 Feb 2026)