LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,922
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,822
−HK$914/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,606
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,176
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,039
−HK$875/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,702
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,707
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$1,096/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$39,128
+HK$2,245/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,611
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,050/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$42,842
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,751
−HK$1,280/mo
Today · 4.125%
HK$43,031
baseline
▲ 0.50% · 4.625%
HK$45,649
+HK$2,618/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,062/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,046
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,255
−HK$1,225/mo
Today · 4.125%
HK$47,480
baseline
▲ 0.50% · 4.625%
HK$49,983
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,960/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,060
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,680
−HK$1,645/mo
Today · 4.125%
HK$55,325
baseline
▲ 0.50% · 4.625%
HK$58,692
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,650/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,917
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,470
−HK$1,576/mo
Today · 4.125%
HK$61,046
baseline
▲ 0.50% · 4.625%
HK$64,264
+HK$3,218/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,092/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,646 · Scale 2, in force from 26 Feb 2026)