LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,925
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$914/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,870/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,179
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$875/mo
Today · 4.125%
HK$33,917
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,834/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,710
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,790
−HK$1,097/mo
Today · 4.125%
HK$36,887
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,774/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,615
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,650
−HK$1,051/mo
Today · 4.125%
HK$40,701
baseline
▲ 0.50% · 4.625%
HK$42,846
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,402/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,495
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,755
−HK$1,279/mo
Today · 4.125%
HK$43,034
baseline
▲ 0.50% · 4.625%
HK$45,653
+HK$2,619/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,068/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,050
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,259
−HK$1,225/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$49,987
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,685
−HK$1,645/mo
Today · 4.125%
HK$55,330
baseline
▲ 0.50% · 4.625%
HK$58,697
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,660/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,475
−HK$1,576/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,218/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,688 · Scale 2, in force from 26 Feb 2026)