LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,927
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$914/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,180
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$875/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,712
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,792
−HK$1,097/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$39,133
+HK$2,244/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,617
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,652
−HK$1,051/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,145/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,497
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,757
−HK$1,280/mo
Today · 4.125%
HK$43,037
baseline
▲ 0.50% · 4.625%
HK$45,655
+HK$2,618/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,074/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,261
−HK$1,226/mo
Today · 4.125%
HK$47,487
baseline
▲ 0.50% · 4.625%
HK$49,990
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,974/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,068
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,687
−HK$1,646/mo
Today · 4.125%
HK$55,333
baseline
▲ 0.50% · 4.625%
HK$58,700
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,666/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,925
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,478
−HK$1,576/mo
Today · 4.125%
HK$61,054
baseline
▲ 0.50% · 4.625%
HK$64,273
+HK$3,219/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,108/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,712 · Scale 2, in force from 26 Feb 2026)