LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,928
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,828
−HK$914/mo
Today · 4.125%
HK$30,742
baseline
▲ 0.50% · 4.625%
HK$32,613
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,484/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,183
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,046
−HK$875/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,709
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,714
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$1,097/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$2,245/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,050/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,146/mo
Deposit HK$5.07M · loan HK$7.61M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,500
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,280/mo
Today · 4.125%
HK$43,039
baseline
▲ 0.50% · 4.625%
HK$45,658
+HK$2,619/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,078/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,056
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,264
−HK$1,226/mo
Today · 4.125%
HK$47,490
baseline
▲ 0.50% · 4.625%
HK$49,993
+HK$2,503/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,980/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,071
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,691
−HK$1,645/mo
Today · 4.125%
HK$55,336
baseline
▲ 0.50% · 4.625%
HK$58,703
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,672/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,929
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,482
−HK$1,576/mo
Today · 4.125%
HK$61,058
baseline
▲ 0.50% · 4.625%
HK$64,277
+HK$3,219/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,116/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,743 · Scale 2, in force from 26 Feb 2026)