LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,931
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,831
−HK$914/mo
Today · 4.125%
HK$30,745
baseline
▲ 0.50% · 4.625%
HK$32,616
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,490/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,186
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,049
−HK$876/mo
Today · 4.125%
HK$33,925
baseline
▲ 0.50% · 4.625%
HK$35,713
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,850/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$1,098/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$2,244/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,623
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,050/mo
Today · 4.125%
HK$40,709
baseline
▲ 0.50% · 4.625%
HK$42,855
+HK$2,146/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,418/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,504
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,764
−HK$1,280/mo
Today · 4.125%
HK$43,044
baseline
▲ 0.50% · 4.625%
HK$45,663
+HK$2,619/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,088/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,060
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,268
−HK$1,226/mo
Today · 4.125%
HK$47,494
baseline
▲ 0.50% · 4.625%
HK$49,998
+HK$2,504/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,988/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,076
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,696
−HK$1,646/mo
Today · 4.125%
HK$55,342
baseline
▲ 0.50% · 4.625%
HK$58,709
+HK$3,367/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,684/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,934
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,488
−HK$1,576/mo
Today · 4.125%
HK$61,064
baseline
▲ 0.50% · 4.625%
HK$64,283
+HK$3,219/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,128/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,789 · Scale 2, in force from 26 Feb 2026)