LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,934
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,834
−HK$914/mo
Today · 4.125%
HK$30,748
baseline
▲ 0.50% · 4.625%
HK$32,619
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,496/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,189
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,052
−HK$876/mo
Today · 4.125%
HK$33,928
baseline
▲ 0.50% · 4.625%
HK$35,716
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,856/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,801
−HK$1,097/mo
Today · 4.125%
HK$36,898
baseline
▲ 0.50% · 4.625%
HK$39,143
+HK$2,245/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,796/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,627
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,662
−HK$1,051/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$42,859
+HK$2,146/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,768
−HK$1,280/mo
Today · 4.125%
HK$43,048
baseline
▲ 0.50% · 4.625%
HK$45,667
+HK$2,619/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,096/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,064
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,273
−HK$1,226/mo
Today · 4.125%
HK$47,499
baseline
▲ 0.50% · 4.625%
HK$50,003
+HK$2,504/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$94,998/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,081
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,701
−HK$1,646/mo
Today · 4.125%
HK$55,347
baseline
▲ 0.50% · 4.625%
HK$58,715
+HK$3,368/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,694/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,940
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,494
−HK$1,576/mo
Today · 4.125%
HK$61,070
baseline
▲ 0.50% · 4.625%
HK$64,289
+HK$3,219/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,140/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,835 · Scale 2, in force from 26 Feb 2026)