LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,936
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,836
−HK$915/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,191
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,054
−HK$876/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$1,789/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,723
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$1,098/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$2,245/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,051/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,510
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,280/mo
Today · 4.125%
HK$43,051
baseline
▲ 0.50% · 4.625%
HK$45,670
+HK$2,619/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,102/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,068
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,226/mo
Today · 4.125%
HK$47,502
baseline
▲ 0.50% · 4.625%
HK$50,006
+HK$2,504/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$95,004/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,085
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,705
−HK$1,646/mo
Today · 4.125%
HK$55,351
baseline
▲ 0.50% · 4.625%
HK$58,719
+HK$3,368/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,702/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,944
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,498
−HK$1,576/mo
Today · 4.125%
HK$61,074
baseline
▲ 0.50% · 4.625%
HK$64,294
+HK$3,220/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,148/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,869 · Scale 2, in force from 26 Feb 2026)