LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,936
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$914/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,871/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,191
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$876/mo
Today · 4.125%
HK$33,931
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$1,788/mo
Deposit HK$6.34M · loan HK$6.34M · min. income ≈ HK$67,862/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,804
−HK$1,097/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$39,147
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,051/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,146/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,280/mo
Today · 4.125%
HK$43,051
baseline
▲ 0.50% · 4.625%
HK$45,671
+HK$2,620/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,102/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,068
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,277
−HK$1,226/mo
Today · 4.125%
HK$47,503
baseline
▲ 0.50% · 4.625%
HK$50,007
+HK$2,504/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$95,006/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,086
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,706
−HK$1,646/mo
Today · 4.125%
HK$55,352
baseline
▲ 0.50% · 4.625%
HK$58,720
+HK$3,368/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,704/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,945
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,576/mo
Today · 4.125%
HK$61,075
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,220/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,150/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,875 · Scale 2, in force from 26 Feb 2026)