LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,938
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,838
−HK$914/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,623
+HK$1,871/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,193
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,056
−HK$876/mo
Today · 4.125%
HK$33,932
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,864/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,725
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,805
−HK$1,098/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$39,148
+HK$2,245/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,631
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,667
−HK$1,051/mo
Today · 4.125%
HK$40,718
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,436/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,513
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,773
−HK$1,280/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,673
+HK$2,620/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,070
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,279
−HK$1,226/mo
Today · 4.125%
HK$47,505
baseline
▲ 0.50% · 4.625%
HK$50,009
+HK$2,504/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$95,010/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,088
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,708
−HK$1,646/mo
Today · 4.125%
HK$55,354
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$3,368/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,708/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,947
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,501
−HK$1,577/mo
Today · 4.125%
HK$61,078
baseline
▲ 0.50% · 4.625%
HK$64,297
+HK$3,219/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,156/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$475,893 · Scale 2, in force from 26 Feb 2026)