LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,940
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$914/mo
Today · 4.125%
HK$30,754
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,508/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,195
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,059
−HK$875/mo
Today · 4.125%
HK$33,934
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,868/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,728
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,808
−HK$1,097/mo
Today · 4.125%
HK$36,905
baseline
▲ 0.50% · 4.625%
HK$39,151
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$73,810/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,634
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,670
−HK$1,051/mo
Today · 4.125%
HK$40,721
baseline
▲ 0.50% · 4.625%
HK$42,868
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.61M · min. income ≈ HK$81,442/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,516
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,280/mo
Today · 4.125%
HK$43,056
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,620/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$86,112/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,226/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,013
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.88M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,091
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,712
−HK$1,646/mo
Today · 4.125%
HK$55,358
baseline
▲ 0.50% · 4.625%
HK$58,726
+HK$3,368/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,716/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,951
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,505
−HK$1,577/mo
Today · 4.125%
HK$61,082
baseline
▲ 0.50% · 4.625%
HK$64,302
+HK$3,220/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,164/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$475,928 · Scale 2, in force from 26 Feb 2026)