LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,943
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,844
−HK$914/mo
Today · 4.125%
HK$30,758
baseline
▲ 0.50% · 4.625%
HK$32,630
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,516/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,199
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,063
−HK$876/mo
Today · 4.125%
HK$33,939
baseline
▲ 0.50% · 4.625%
HK$35,728
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,878/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,732
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,812
−HK$1,098/mo
Today · 4.125%
HK$36,910
baseline
▲ 0.50% · 4.625%
HK$39,156
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,820/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,639
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,052/mo
Today · 4.125%
HK$40,727
baseline
▲ 0.50% · 4.625%
HK$42,873
+HK$2,146/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,454/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,521
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,781
−HK$1,281/mo
Today · 4.125%
HK$43,062
baseline
▲ 0.50% · 4.625%
HK$45,682
+HK$2,620/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,124/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,079
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,288
−HK$1,226/mo
Today · 4.125%
HK$47,514
baseline
▲ 0.50% · 4.625%
HK$50,019
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,028/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,098
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,646/mo
Today · 4.125%
HK$55,365
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$3,369/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,730/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,958
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,513
−HK$1,577/mo
Today · 4.125%
HK$61,090
baseline
▲ 0.50% · 4.625%
HK$64,310
+HK$3,220/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,180/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$475,988 · Scale 2, in force from 26 Feb 2026)