LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,946
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,847
−HK$914/mo
Today · 4.125%
HK$30,761
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,522/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,202
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$876/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$1,098/mo
Today · 4.125%
HK$36,914
baseline
▲ 0.50% · 4.625%
HK$39,160
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,828/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,643
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,679
−HK$1,052/mo
Today · 4.125%
HK$40,731
baseline
▲ 0.50% · 4.625%
HK$42,877
+HK$2,146/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,462/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,525
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,785
−HK$1,281/mo
Today · 4.125%
HK$43,066
baseline
▲ 0.50% · 4.625%
HK$45,686
+HK$2,620/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,132/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,083
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,292
−HK$1,227/mo
Today · 4.125%
HK$47,519
baseline
▲ 0.50% · 4.625%
HK$50,024
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,038/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,103
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,724
−HK$1,646/mo
Today · 4.125%
HK$55,370
baseline
▲ 0.50% · 4.625%
HK$58,740
+HK$3,370/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$110,740/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,964
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,519
−HK$1,577/mo
Today · 4.125%
HK$61,096
baseline
▲ 0.50% · 4.625%
HK$64,316
+HK$3,220/mo
Deposit HK$1.27M · loan HK$11.42M · min. income ≈ HK$122,192/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,035 · Scale 2, in force from 26 Feb 2026)