LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,947
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,848
−HK$914/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,203
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,067
−HK$876/mo
Today · 4.125%
HK$33,943
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,886/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,737
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$1,098/mo
Today · 4.125%
HK$36,915
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,830/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,644
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,681
−HK$1,051/mo
Today · 4.125%
HK$40,732
baseline
▲ 0.50% · 4.625%
HK$42,879
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,464/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,280/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,227/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,026
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,105
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,646/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$3,370/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,521
−HK$1,577/mo
Today · 4.125%
HK$61,098
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,196/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,052 · Scale 2, in force from 26 Feb 2026)