LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,949
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,850
−HK$915/mo
Today · 4.125%
HK$30,765
baseline
▲ 0.50% · 4.625%
HK$32,637
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,530/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,206
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$877/mo
Today · 4.125%
HK$33,946
baseline
▲ 0.50% · 4.625%
HK$35,735
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,892/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$1,098/mo
Today · 4.125%
HK$36,918
baseline
▲ 0.50% · 4.625%
HK$39,164
+HK$2,246/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,836/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,647
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,683
−HK$1,052/mo
Today · 4.125%
HK$40,735
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,470/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,529
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,280/mo
Today · 4.125%
HK$43,070
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,140/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,088
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,227/mo
Today · 4.125%
HK$47,524
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,048/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,646/mo
Today · 4.125%
HK$55,376
baseline
▲ 0.50% · 4.625%
HK$58,746
+HK$3,370/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,752/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,970
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,577/mo
Today · 4.125%
HK$61,102
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,204/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,086 · Scale 2, in force from 26 Feb 2026)