LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,951
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,851
−HK$915/mo
Today · 4.125%
HK$30,766
baseline
▲ 0.50% · 4.625%
HK$32,638
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,532/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,207
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,071
−HK$876/mo
Today · 4.125%
HK$33,947
baseline
▲ 0.50% · 4.625%
HK$35,737
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,894/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,741
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,821
−HK$1,098/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,649
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,685
−HK$1,052/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,791
−HK$1,281/mo
Today · 4.125%
HK$43,072
baseline
▲ 0.50% · 4.625%
HK$45,693
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,144/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,090
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,299
−HK$1,227/mo
Today · 4.125%
HK$47,526
baseline
▲ 0.50% · 4.625%
HK$50,031
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,052/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,111
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,732
−HK$1,647/mo
Today · 4.125%
HK$55,379
baseline
▲ 0.50% · 4.625%
HK$58,748
+HK$3,369/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,758/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,973
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,528
−HK$1,577/mo
Today · 4.125%
HK$61,105
baseline
▲ 0.50% · 4.625%
HK$64,326
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,210/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,107 · Scale 2, in force from 26 Feb 2026)