LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,952
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$915/mo
Today · 4.125%
HK$30,767
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,534/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,208
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,072
−HK$876/mo
Today · 4.125%
HK$33,948
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,896/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,097/mo
Today · 4.125%
HK$36,920
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,840/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,051/mo
Today · 4.125%
HK$40,738
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,147/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,476/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,532
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,793
−HK$1,281/mo
Today · 4.125%
HK$43,074
baseline
▲ 0.50% · 4.625%
HK$45,695
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,148/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,092
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,301
−HK$1,227/mo
Today · 4.125%
HK$47,528
baseline
▲ 0.50% · 4.625%
HK$50,033
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,056/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,113
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,734
−HK$1,647/mo
Today · 4.125%
HK$55,381
baseline
▲ 0.50% · 4.625%
HK$58,750
+HK$3,369/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,762/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,577/mo
Today · 4.125%
HK$61,107
baseline
▲ 0.50% · 4.625%
HK$64,328
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,214/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,124 · Scale 2, in force from 26 Feb 2026)