LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,956
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,857
−HK$915/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,644
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,213
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,077
−HK$877/mo
Today · 4.125%
HK$33,954
baseline
▲ 0.50% · 4.625%
HK$35,743
+HK$1,789/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,908/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$1,098/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,051/mo
Today · 4.125%
HK$40,744
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,488/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,539
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,282/mo
Today · 4.125%
HK$43,081
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,162/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,227/mo
Today · 4.125%
HK$47,535
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,506/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,070/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,121
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,647/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,760
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,984
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,539
−HK$1,578/mo
Today · 4.125%
HK$61,117
baseline
▲ 0.50% · 4.625%
HK$64,338
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,234/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,198 · Scale 2, in force from 26 Feb 2026)