LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,956
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,857
−HK$915/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,214
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$876/mo
Today · 4.125%
HK$33,954
baseline
▲ 0.50% · 4.625%
HK$35,744
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,908/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$1,098/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,052/mo
Today · 4.125%
HK$40,745
baseline
▲ 0.50% · 4.625%
HK$42,893
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,490/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,539
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,800
−HK$1,281/mo
Today · 4.125%
HK$43,081
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,621/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,162/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,309
−HK$1,227/mo
Today · 4.125%
HK$47,536
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,505/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,072/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,122
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,743
−HK$1,647/mo
Today · 4.125%
HK$55,390
baseline
▲ 0.50% · 4.625%
HK$58,760
+HK$3,370/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,780/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,985
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,540
−HK$1,577/mo
Today · 4.125%
HK$61,117
baseline
▲ 0.50% · 4.625%
HK$64,339
+HK$3,222/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,234/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,204 · Scale 2, in force from 26 Feb 2026)