LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,960
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,861
−HK$915/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,872/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,082
−HK$876/mo
Today · 4.125%
HK$33,958
baseline
▲ 0.50% · 4.625%
HK$35,748
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,916/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,833
−HK$1,098/mo
Today · 4.125%
HK$36,931
baseline
▲ 0.50% · 4.625%
HK$39,178
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,862/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,661
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,698
−HK$1,052/mo
Today · 4.125%
HK$40,750
baseline
▲ 0.50% · 4.625%
HK$42,898
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,500/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,805
−HK$1,281/mo
Today · 4.125%
HK$43,086
baseline
▲ 0.50% · 4.625%
HK$45,708
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,172/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,104
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,314
−HK$1,227/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,047
+HK$2,506/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,128
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,749
−HK$1,647/mo
Today · 4.125%
HK$55,396
baseline
▲ 0.50% · 4.625%
HK$58,767
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,792/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,991
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,547
−HK$1,578/mo
Today · 4.125%
HK$61,125
baseline
▲ 0.50% · 4.625%
HK$64,346
+HK$3,221/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,250/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,259 · Scale 2, in force from 26 Feb 2026)