LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,960
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,861
−HK$915/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,649
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,218
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,082
−HK$877/mo
Today · 4.125%
HK$33,959
baseline
▲ 0.50% · 4.625%
HK$35,749
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,918/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,753
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$1,098/mo
Today · 4.125%
HK$36,932
baseline
▲ 0.50% · 4.625%
HK$39,179
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,864/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,662
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,052/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,545
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,806
−HK$1,281/mo
Today · 4.125%
HK$43,087
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,174/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,105
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,315
−HK$1,227/mo
Today · 4.125%
HK$47,542
baseline
▲ 0.50% · 4.625%
HK$50,048
+HK$2,506/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,084/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,648/mo
Today · 4.125%
HK$55,398
baseline
▲ 0.50% · 4.625%
HK$58,769
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,796/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,993
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,548
−HK$1,578/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,222/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,270 · Scale 2, in force from 26 Feb 2026)