LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,961
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,862
−HK$915/mo
Today · 4.125%
HK$30,777
baseline
▲ 0.50% · 4.625%
HK$32,650
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,554/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,083
−HK$877/mo
Today · 4.125%
HK$33,960
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,920/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,753
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$1,099/mo
Today · 4.125%
HK$36,933
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,866/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,663
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,700
−HK$1,052/mo
Today · 4.125%
HK$40,752
baseline
▲ 0.50% · 4.625%
HK$42,900
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,504/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,281/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,710
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,316
−HK$1,228/mo
Today · 4.125%
HK$47,544
baseline
▲ 0.50% · 4.625%
HK$50,050
+HK$2,506/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,088/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,130
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,752
−HK$1,647/mo
Today · 4.125%
HK$55,399
baseline
▲ 0.50% · 4.625%
HK$58,770
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,798/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,994
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,549
−HK$1,578/mo
Today · 4.125%
HK$61,127
baseline
▲ 0.50% · 4.625%
HK$64,349
+HK$3,222/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,254/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,281 · Scale 2, in force from 26 Feb 2026)