LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,965
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,866
−HK$915/mo
Today · 4.125%
HK$30,781
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,562/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,223
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,087
−HK$877/mo
Today · 4.125%
HK$33,964
baseline
▲ 0.50% · 4.625%
HK$35,754
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,928/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,758
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$1,098/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$39,185
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,667
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,704
−HK$1,053/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,550
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,812
−HK$1,281/mo
Today · 4.125%
HK$43,093
baseline
▲ 0.50% · 4.625%
HK$45,715
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,186/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,112
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,322
−HK$1,227/mo
Today · 4.125%
HK$47,549
baseline
▲ 0.50% · 4.625%
HK$50,056
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,098/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,758
−HK$1,648/mo
Today · 4.125%
HK$55,406
baseline
▲ 0.50% · 4.625%
HK$58,777
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,812/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,001
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,557
−HK$1,578/mo
Today · 4.125%
HK$61,135
baseline
▲ 0.50% · 4.625%
HK$64,357
+HK$3,222/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,270/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,339 · Scale 2, in force from 26 Feb 2026)