LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,966
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,867
−HK$915/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,224
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,088
−HK$877/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$35,756
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,759
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,840
−HK$1,099/mo
Today · 4.125%
HK$36,939
baseline
▲ 0.50% · 4.625%
HK$39,186
+HK$2,247/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,878/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,669
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,052/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$42,907
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,552
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,814
−HK$1,281/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,717
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,114
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,227/mo
Today · 4.125%
HK$47,551
baseline
▲ 0.50% · 4.625%
HK$50,058
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,102/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,139
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,760
−HK$1,648/mo
Today · 4.125%
HK$55,408
baseline
▲ 0.50% · 4.625%
HK$58,780
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,816/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,004
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,559
−HK$1,578/mo
Today · 4.125%
HK$61,137
baseline
▲ 0.50% · 4.625%
HK$64,360
+HK$3,223/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,274/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,359 · Scale 2, in force from 26 Feb 2026)