LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,967
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$915/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,656
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,225
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$876/mo
Today · 4.125%
HK$33,966
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,932/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$1,099/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,670
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,708
−HK$1,052/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,148/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,554
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,815
−HK$1,282/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,719
+HK$2,622/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,115
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,325
−HK$1,228/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,059
+HK$2,506/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,140
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,762
−HK$1,648/mo
Today · 4.125%
HK$55,410
baseline
▲ 0.50% · 4.625%
HK$58,782
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,820/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,006
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,561
−HK$1,578/mo
Today · 4.125%
HK$61,139
baseline
▲ 0.50% · 4.625%
HK$64,362
+HK$3,223/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,278/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,375 · Scale 2, in force from 26 Feb 2026)