LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,967
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$916/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,657
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,226
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$877/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$1,098/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,708
−HK$1,052/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,909
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,554
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,281/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,720
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,326
−HK$1,227/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,060
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,141
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,763
−HK$1,648/mo
Today · 4.125%
HK$55,411
baseline
▲ 0.50% · 4.625%
HK$58,782
+HK$3,371/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,822/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,006
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,562
−HK$1,578/mo
Today · 4.125%
HK$61,140
baseline
▲ 0.50% · 4.625%
HK$64,363
+HK$3,223/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,280/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,381 · Scale 2, in force from 26 Feb 2026)