LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,969
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$915/mo
Today · 4.125%
HK$30,785
baseline
▲ 0.50% · 4.625%
HK$32,658
+HK$1,873/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,570/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,227
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,092
−HK$876/mo
Today · 4.125%
HK$33,968
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$1,791/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,936/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$1,098/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,052/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$42,911
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,556
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,281/mo
Today · 4.125%
HK$43,099
baseline
▲ 0.50% · 4.625%
HK$45,722
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,198/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,118
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,328
−HK$1,228/mo
Today · 4.125%
HK$47,556
baseline
▲ 0.50% · 4.625%
HK$50,063
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,112/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,144
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,766
−HK$1,647/mo
Today · 4.125%
HK$55,413
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,826/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,565
−HK$1,578/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,366
+HK$3,223/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,405 · Scale 2, in force from 26 Feb 2026)