LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,971
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$915/mo
Today · 4.125%
HK$30,787
baseline
▲ 0.50% · 4.625%
HK$32,661
+HK$1,874/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$61,574/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,229
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,094
−HK$877/mo
Today · 4.125%
HK$33,971
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$1,790/mo
Deposit HK$6.35M · loan HK$6.35M · min. income ≈ HK$67,942/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,765
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$1,099/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$39,193
+HK$2,248/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,675
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,052/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$42,914
+HK$2,149/mo
Deposit HK$5.08M · loan HK$7.62M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,559
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,820
−HK$1,282/mo
Today · 4.125%
HK$43,102
baseline
▲ 0.50% · 4.625%
HK$45,725
+HK$2,623/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$86,204/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,121
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,331
−HK$1,228/mo
Today · 4.125%
HK$47,559
baseline
▲ 0.50% · 4.625%
HK$50,066
+HK$2,507/mo
Deposit HK$3.81M · loan HK$8.89M · min. income ≈ HK$95,118/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,147
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,769
−HK$1,648/mo
Today · 4.125%
HK$55,417
baseline
▲ 0.50% · 4.625%
HK$58,789
+HK$3,372/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$110,834/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,013
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,569
−HK$1,578/mo
Today · 4.125%
HK$61,147
baseline
▲ 0.50% · 4.625%
HK$64,370
+HK$3,223/mo
Deposit HK$1.27M · loan HK$11.43M · min. income ≈ HK$122,294/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$476,437 · Scale 2, in force from 26 Feb 2026)